In February we decided to start looking for the perfect house. We were referred to an agent by a friend and began the search. I went onto her website and found five houses that matched our criteria. I asked her on a Tuesday if we could make an appointment to see the properties. She called me that night and set us up for Thursday of the same week. The last house we saw that day Chris loved. I had fallen in love with another house we saw. We were torn. We debated for the next week and asked to see both houses again. One week after viewing the houses for the first time we were back seeing them again.
The house I loved had a huge yard, and updated kitchen. I couldn't get past how awesome the kitchen was. I was failing to see anything else about the house. It had many faults that Chris was able to see. We left my first choice and headed to his favorite. I walked around still thinking about the dang kitchen in the other one. We left that day still up in the air. On the way home we weighed pros and cons of both and decided that Chris' favorite was the best choice for us. As the days went by I started to love the house too. The following Thursday (2 weeks after starting our search) we told our agent we were ready to make a move. She put me in contact with a mortgage broker and the paperwork was started. We were quickly approved and made an offer! This process took us about another week. We settled on the price and signed the contract. Over the next week we had the inspection and appraisal. Everything checked out fine. Now all we needed to do was wait on our loan to come out of underwriting so we could close.
We have been the house buying process three weeks up to this point. Little did we know how frustrating this step would be. We provided all the financial documents FHA needed. We wanted. They asked for more documents, we provided those the same day. It seemed like every day they were needing something else. Three weeks later we were finally able to close on our home! We signed the papers on April the 14th.
But it didn't end there. We weren't able to get our keys on closing day because the house was still occupied. Because our loan was taking so long they could close on their new house until they knew for sure everything was going to work out. We closed on Thursday and they couldn't get into their new house until Monday. So yesterday morning we got a call that the house was finally empty and the keys were all outs!! So moving day is coming up this Thursday!
It only took us about 2 months to go through the entire process. It was frustrating at times but oh so worth it in the end.
We are so excited. I can't wait for the boys to have a yard, to have a garage, to be able to hang things and not have to worry it. There are so many things we are looking forward to about having a house! Stay tuned to the blog for tons of pictures!!
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